[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.itouch.cz\/co-si-podnikatel-nevydela-to-nema\/#Article","mainEntityOfPage":"https:\/\/www.itouch.cz\/co-si-podnikatel-nevydela-to-nema\/","headline":"Co si podnikatel nevyd\u011bl\u00e1, to nem\u00e1","name":"Co si podnikatel nevyd\u011bl\u00e1, to nem\u00e1","description":"Dokud se v podnik\u00e1n\u00ed da\u0159\u00ed a pen\u00edze se jenom hrnou, je to skv\u011bl\u00e9. Podnikatel\u016fm nic nesch\u00e1z\u00ed, co\u017e jim m\u016f\u017ee kdekdo z\u00e1vid\u011bt, a jejich \u017eivot vypad\u00e1 velice dob\u0159e. Ale prakticky kdykoliv se tu m\u016f\u017ee n\u011bco pokazit, a kdy\u017e v souvislosti s t\u00edm poklesnou podnikatel\u016fm p\u0159\u00edjmy, je zle. Proto\u017ee se mus\u00ed za n\u011bco \u017e\u00edt, do firem se […]","datePublished":"2025-09-04","dateModified":"2025-09-04","author":{"@type":"Person","@id":"https:\/\/www.itouch.cz\/author\/#Person","name":"","url":"https:\/\/www.itouch.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"itouch.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.itouch.cz\/wp-content\/uploads\/pppppppppp_10_10_10_10_1.jpg","url":"https:\/\/www.itouch.cz\/wp-content\/uploads\/pppppppppp_10_10_10_10_1.jpg","height":0,"width":0},"url":"https:\/\/www.itouch.cz\/co-si-podnikatel-nevydela-to-nema\/","wordCount":428,"articleBody":"   Dokud se v podnik\u00e1n\u00ed da\u0159\u00ed a pen\u00edze se jenom hrnou, je to skv\u011bl\u00e9. Podnikatel\u016fm nic nesch\u00e1z\u00ed, co\u017e jim m\u016f\u017ee kdekdo z\u00e1vid\u011bt, a jejich \u017eivot vypad\u00e1 velice dob\u0159e. Ale prakticky kdykoliv se tu m\u016f\u017ee n\u011bco pokazit, a kdy\u017e v souvislosti s t\u00edm poklesnou podnikatel\u016fm p\u0159\u00edjmy, je zle. Proto\u017ee se mus\u00ed za n\u011bco \u017e\u00edt, do firem se pen\u00edze tak\u00e9 mus\u00ed aspo\u0148 v minim\u00e1ln\u00edm pot\u0159ebn\u00e9m mno\u017estv\u00ed strkat, a kdy\u017e na to nen\u00ed kde vz\u00edt, za\u010d\u00ednaj\u00ed nep\u0159\u00edjemn\u00e9 pot\u00ed\u017ee, kter\u00e9 mohou kdekoho dov\u00e9st t\u0159eba a\u017e k bankrotu. A co si po\u010d\u00edt, aby se v\u0161e zachr\u00e1nilo d\u0159\u00edv, ne\u017e je pozd\u011b? To je jasn\u00e9. Mus\u00ed se sehnat pen\u00edze. O tom ur\u010dit\u011b nikdo nepochybuje.Ot\u00e1zkou ale je, kde se takov\u00e9 pen\u00edze sehnat daj\u00ed. Proto\u017ee jist\u011b tak\u00e9 nev\u011b\u0159\u00edte, \u017ee podnikatel popros\u00ed n\u011bkoho ze sv\u00fdch zn\u00e1m\u00fdch a ten mu pen\u00edze daruje, \u017ee? Tak to funguje mo\u017en\u00e1 v n\u011bjak\u00fdch poh\u00e1dk\u00e1ch, kde maj\u00ed bezedn\u00e9 m\u011b\u0161ce, ale ne v na\u0161em re\u00e1ln\u00e9m \u017eivot\u011b. A kdy\u017e podnikateli nikdo pen\u00edze ned\u00e1? Kde je m\u00e1 tento vz\u00edt? Mysl\u00edm, \u017ee odpov\u011b\u010f na tuto ot\u00e1zku zn\u00e1te. A tou je p\u016fj\u010dka.Ano, podnikatel\u016fm v nevaln\u00e9 finan\u010dn\u00ed situaci nikdo pen\u00edze nedaruje, ale m\u016f\u017ee jim je aspo\u0148 p\u016fj\u010dit. Proto\u017ee to se vyplat\u00ed ob\u011bma stran\u00e1m. Podnikatel dostane v podob\u011b p\u016fj\u010dky pen\u00edze, jimi\u017e vy\u0159e\u0161\u00ed sv\u00e9 moment\u00e1ln\u00ed probl\u00e9my, a ten p\u016fj\u010duj\u00edc\u00ed pen\u00edze za to dostane \u00faroky, tak\u017ee si finan\u010dn\u011b p\u0159ilep\u0161\u00ed.Ale aby to tak fungovalo, je pot\u0159eba, aby se \u017eadatel o p\u016fj\u010dku vhodn\u00fdm zp\u016fsobem za splacen\u00ed zaru\u010dil. Aby m\u011bl poskytovatel p\u016fj\u010dky jistotu, \u017ee se mu pen\u00edze vr\u00e1t\u00ed a neprod\u011bl\u00e1 na tom. A se z\u00e1rukami spl\u00e1cen\u00ed to m\u00edvaj\u00ed podnikatel\u00e9 slo\u017eit\u00e9. A proto si obvykle berou nebankovn\u00ed hypot\u00e9ky. Proto\u017ee za ty se ru\u010d\u00ed jednodu\u0161e. D\u00e1 se nemovitost do z\u00e1stavy a je to. \u017d\u00e1dn\u00e9 slo\u017eit\u00e9 prokazov\u00e1n\u00ed dost vysok\u00fdch p\u0159\u00edjm\u016f, \u017e\u00e1dn\u00e9 nahl\u00ed\u017een\u00ed do registr\u016f dlu\u017en\u00edk\u016f. Co\u017e je pro podnikatele ide\u00e1ln\u00ed.Nebankovn\u00ed hypot\u00e9ka tedy podnikatel\u016fm \u010dasto pom\u00e1h\u00e1. A bez hypot\u00e9ky bez registru by se mnoz\u00ed z nich na trhu neudr\u017eeli a neobst\u00e1li by.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co si podnikatel nevyd\u011bl\u00e1, to nem\u00e1","item":"https:\/\/www.itouch.cz\/co-si-podnikatel-nevydela-to-nema\/#breadcrumbitem"}]}]